There's an old joke in commercial real estate: If you think nobody cares you're alive, just miss a few mortgage payments what that mean ?

Well, if you miss a payment to the bank (in this case for your mortgage loan), your bank will definitely contact you to find out why you have missed these payments.

 

You can be silent for such a period of time with friends and family - but not with a bank when a payment is due :)

“If you think nobody cares if you're alive, try missing a a few mortage payments.”This old joke refers to the propery leaser's eagerness to receive their payment. That is usually done with high importance, because the leaser relies on the payment of the customer. 

there is no excuse is acceptable for the bank

 

Take a mortgage to loose your independence. 

 

Either the bank is expecting you to pay their due, or expecting u to skip the payments so that they can charge you a installment skip amount...