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Can a bank certify for a charge that funds are available for the check ? Is there a fee charged for the service ?
Yes Banks issue certified checks and block the necessary funds on your account to effect payment and charge a fee for same. Quite common practice in banking .
A check stamped by the bank to ensure that the amount is reserved to pay the check as soon as it is presented to the bank for collection by an authorized party.
As explained it is a general banking practise, where bank guarantee to honor such check at a nominal fees and block the amount of the cheque for payment.
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