What is 50-50 clause and how does it apply to Marine Insurance?

/ clause is a clause added to the usual underwriting marine cargo all risks clause ( A ) , to increase the efficiency of the insurance program by ensuring that when a loss occurs  that is covered by both marine cargo all risks and contractors all risks and/ or erection all risks insurance policy, fifty percent will be covered by each policy.

Providing that the claim or loss in question to the property which insured against being discovered after the risk has terminated and after proper investigations , it is not possible to ascertain whether the cause of such loss or damage happened prior to the termination of the marine venture or subsequently .

According to the clause wording above mentioned the marine cargo insurer will contribute fifty per cent of the property adjusted claim and the other fifty per cent should be settled  by the contractors all risks insurance policy.

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