How can i convince a customer to take loan from microfinance bank?

To convince a customer to take a micro finance loan from a bank i will take the following steps to convince my customer

1:Will make him/her clear the terms and conditions about  the loan.

2:Will show him/her the benefits of small investment like its first experience, low risk,and get understanding on the base level which will improve and pave the way for bigger investment.

3:Micro finance is always with less rate of interest or free of interest and give greater chance of starting any business at small level with low risk of loss.

4:loan from a micro finance bank is very easy way to get it with very less requirements and easy to apply for.

5:Micro loan is a very good helper for starters and will give them good benefits. 

If customer says RATE OF INTEREST IS TOO HIGH , WHAT IS THE REBUTTAL F