What are the best lending practices in micro-finance bank?

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Question ajoutée par AFRAHA CHIBWANA DIONE , Credit supervisor , TPB BANK
Date de publication: 2015/08/22

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par OLADELE OLANIYAN , Head, Internal Audit, Control &Compliance , Al-Hayat Micro finance Bank Ltd.

Apply 5C's of Credit in this order Character, capacity, condition, capitalcontribution and collateral.

par Abid Nazir , AVP/MANAGER CORPORATE LENDING , MCB BANK LIMITED

Selection of Right borrower with genuine needs by reviewing his transaction with suppliers & buyers

Structuring the product in such a way that miss-utilization of funds could be averted

Group collateral may be engaged in case to establish inherited check on loan usage

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