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Retail banking refers to the division of a bank that deals directly with retail customers. Also known as consumer banking or personal banking, retail banking is the visible face of banking to the general public.
The corporate banking segment of banks typically serves a diverse range of clients, ranging from small to mid-sized local businesses with a few millions in revenues to large conglomerates with billions in sales and offices across the countryMoving from retail to corporate banking is necessited by the need to offer the following products to corporates or companies.
a. Loans and other credit products
b. Equipment lending
c. Trade finance
d. Payroll Services
e. Treasury
d. Commercial Mortgage lending
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