What is "LTV" loan-to-value?

Question added by Alex Al Yazouri , General Manager , Al Mushref Cooperative Society
Date Posted: 2014/12/03

Upvote (0) Views (4) Followers (5) Answers (4) Report Question

by John Rome Hermosa , Business data and Reports Analyst , Australian Credit and Finance

Loan to Value Ratio

Loan amount/Property Value = LTV/LVR

by KULVINDER S SAINI , Business Process Associate Manager , Accenture Services Ltd

Loan to Value is the Ratio lenders uses to lend money against collateral.

Further distinction could be Cumulative loan to Value, if the 1st mortgage is present and lender is lending against the remaining equity.

the percentage of property value to mortgage loan , often not exceed 75%

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