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Agreed with the answers Mr. Ayman Mohammed Atef
The Employees' Provident Fund plays a very important role in building up the corpus to be used during the post-retirement phase of one's life. It is by far the easiest way to invest. The features of fixed returns and taxability also make it an attractive option for investing.Provident fund is a very strong investment tool as part of retirement planning. However, one should not rely totally on the EPF as due to fixed returns, it does not allow you to reap the benefits of the long-term growth in the market. Also, the corpus which one receives at the time of retirement may not be sufficient totally for the post-retirement life, considering medical inflation. Other investment options should be explored to ensure complete fulfillment of the retirement goal.
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