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متابعة

What is the used indicators for analyzing Credit risk?

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تم إضافة السؤال من قبل Mahmoud Fawzy Zaky , Head of Syndicated Loans studies Department , Faisal Islamic Bank of Egypt
تاريخ النشر: 2013/11/24
Amjad Ali
من قبل Amjad Ali , Regional Manager , NATIONAL BANK OF PAKISTAN

Credit risk means failure of the client to repay as per agreed terms. To asses credit risk the following factors needs consideration:

 

The client ie the management . Is there management continiuity plan

Business: How is the business of the client doing. it is slowing down or flourishing?

How are cashflows of the client, profitability , debt burden etc

Whether the loan is secured or clean

Repayment track and market reputation of the client.

 

These are some indicators but the list is very large

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