ابدأ بالتواصل مع الأشخاص وتبادل معارفك المهنية

أنشئ حسابًا أو سجّل الدخول للانضمام إلى مجتمعك المهني.

متابعة

What is a 'Credit Rating'?

user-image
تم إضافة السؤال من قبل Vinod Jetley , Assistant General Manager , State Bank of India
تاريخ النشر: 2014/09/14
Vinod Jetley
من قبل Vinod Jetley , Assistant General Manager , State Bank of India

A credit rating is an evaluation of the credit worthiness of a debtor, especially a business (company) or a government, but not individual consumers. The evaluation is made by a credit rating agency of the debtor's ability to pay back the debt and the likelihood of default.

Elke Woofter
من قبل Elke Woofter , Project Assistant , American Technical Associates

credit rating is an evaluation of the credit worthiness of a debtor, especially a business (company) or a government, but not individual consumers.

An assessment of the credit worthiness of a borrower in general terms or with respect to a particular debt or financial obligation. A credit rating can be assigned ...

Muhammad samran
من قبل Muhammad samran , Junior Officer/Project Coordinator , Pakistan Stell Mill

credit rating is the process of analysis of the credit worth of the debtor in any organization.

n general, a credit rating is used by sovereign wealth funds, pension funds and other investors to gauge the credit worthiness of Pakistan thus having a big impact on the country's borrowing costs. 

Muhammad Hasnain Jaafri
من قبل Muhammad Hasnain Jaafri , Clerk , session court Bhakkar

an estimate of the ability of a person or organization to fulfill their financial commitments, based on previous dealings

Saiful Islam Hiron
من قبل Saiful Islam Hiron , Site HR Manager , Handicap International

Agree with Ofter and Vinod.

Rating by an independent financial organizations

It shows the ability of countries and companies to meet their debts

Hashem Albasha
من قبل Hashem Albasha , Accounting Support Adviser , AL Mustwa AL Raqi

i agree with you MR Vinod

thank you for useful question and answer

I agree with Mr. Vinod and Ms Woofter.

I think individuals can also be rated.

Muhammad Usman Tariq
من قبل Muhammad Usman Tariq , Visiting Faculty , National University of Science and Technology

Worth of a company to get a loan. It is can be individual rating too. 

The commercial and specialized agencies estimate person's  validity or eligibility to obtain loans as well as  studying the finance position of the company or the person or state, and the extent of its credit on the loan and financial ability to repay, which takes into account the person's or company or state records and its conduct in the past for payment of its debts.

Alex Al Yazouri
من قبل Alex Al Yazouri , General Manager , Al Mushref Cooperative Society

It's the risk level of lending this entity.

المزيد من الأسئلة المماثلة

هل تحتاج لمساعدة في كتابة سيرة ذاتية تحتوي على الكلمات الدلالية التي يبحث عنها أصحاب العمل؟